Anime Character Design Sheet - Lumi

Create a high-quality anime character design sheet (reference sheet) featuring a cute young girl named Lumi. The layout should be a horizontal composition on a cream-colored background with an elegant, thin gold decorative border.

**Character Details:**
- **Appearance:** A cheerful girl with short, wavy light brown hair and large amber eyes. She has a small ahoge (cowlick) sticking up from the top of her head.
- **Outfit:** She wears a school uniform consisting of a dark grey blazer with gold buttons, a white collared shirt, a red plaid bow tie, a matching red plaid pleated skirt with a white frilly petticoat peeking out at the hem, knee-high dark grey socks, and black loafers.
- **Special Effect:** Translucent, iridescent soap bubbles are floating around her body and hair in all views.

**Layout & Views:**
1.  **Front View (Left):** Standing pose facing forward, arms slightly out to the sides, smiling happily. Label below: "正面".
2.  **Side View (Center):** Profile view facing left, standing straight. Label below: "側面".
3.  **Back View (Right):** Rear view showing the back of the jacket and skirt. Label below: "背面".
4.  **Color Reference Panel (Top Right):** A vertical column of color swatches labeled "カラー参考" showing the palette for hair, eyes, skin, jacket, skirt pattern, shirt, button, and bubble effect.
5.  **Detail Panel (Bottom Right):** A close-up illustration labeled "輪郭・シャボン膜" showing the hand and sleeve cuff surrounded by bubbles to demonstrate the rendering style of the bubble outlines.

**Text Elements:**
-   **Header:** Large text at the top center reading "ルミ / Lumi" followed by smaller text "キャラクター設定資料 / 三面図".